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refunds and cancellation

 

Premium payments will be refunded in certain circumstances:

1. 'Cooling off' Period

If the cover provided by the Cyclecover policy does not meet your specific demands and needs, please return the Policy of Insurance to us within 14 days of the inception date. The premium paid (including Insurance Premium Tax) will be refunded to you.

2. Mid-Term Cancellation

We have the right to cancel the Cyclecover policy at any time providing we give you 7 days notice in writing to your last known address. If we do this you will receive a pro-rata return of premium (including Insurance Premium Tax) less our commission.

You have the right to cancel your Cyclecover policy at any time during the period of insurance and you may do so by giving us 14 days notice in writing of your intention to cancel. We then have the right to forego this notice period and allow you to cancel your policy immediately, if we so choose. If you do decide to cancel the policy mid-term by giving the appropriate period of notice, you will receive a pro-rata return of premium (including Insurance Premium Tax) less our commission.

3. Notice

Proper notice by us to you of the intention to cancel will be deemed to have been made if the Notice of Cancellation letter was sent to you by 'Recorded Delivery'. The period of notice will be deemed to have commenced on the day following the postage, providing the letter was sent to your last known address.